How to deal with a blistered car
Recently, many places across the country have experienced heavy rainfall, and many vehicles have been damaged due to water logging, which has become a hot topic. How to properly handle blistered cars and avoid secondary losses has become the focus of car owners. This article will combine the hot content of the past 10 days to provide you with structured solutions.
1. Dangers and treatment procedures of blister trucks
After the vehicle is soaked in water, it may cause problems such as circuit short circuit, engine damage, and interior mildew. The following is a general process for dealing with blistered cars:
| steps | Operation content | Things to note |
|---|---|---|
| 1. Security Assessment | Never start the vehicle to avoid shorting the circuit | Contact Professional Tow Rescue |
| 2. Apply for insurance | Take photos of the scene and keep evidence | Confirm whether to purchase car damage insurance |
| 3. Comprehensive overhaul | Check engine, gearbox and circuit system | Requires professional testing |
| 4. Cleaning and disinfection | Remove seats and carpets to prevent mildew | Use special sterilizer |
2. Key data on insurance claims (statistics in the past 10 days)
According to data released by major insurance companies, claims for blister cars have increased significantly. The following are statistics from some regions:
| area | Average daily number of cases reported (examples) | Average claim amount (yuan) | loss ratio |
|---|---|---|---|
| Guangdong | 320 | 28,000 | 78% |
| hubei | 190 | 22,500 | 85% |
| Zhejiang | 260 | 25,800 | 72% |
3. Analysis of maintenance cost of blister truck
The maintenance costs corresponding to different immersion degrees are significantly different. The specific reference is as follows:
| Soaking degree | Maintenance items | Estimated cost (yuan) |
|---|---|---|
| Mild (water level is lower than the chassis) | Clean, disinfect, and replace oil | 3,000-8,000 |
| Moderate (water level to seat) | Replace wiring harness and electronic components | 15,000-30,000 |
| Severe (water level exceeds the dashboard) | Engine overhaul or scrapping | 50,000 and above |
4. Hot Q&A (high-frequency questions from social media)
1.Can the blister car continue to be used?
Vehicles that have been lightly soaked can be used after professional maintenance, but the circuit needs to be checked regularly; vehicles that have been soaked in moderate to severe hazards have safety hazards and are recommended to be scrapped.
2.What should I do if the insurance company refuses to claim compensation?
If you are denied compensation because you did not purchase water-related insurance, you can try to claim compensation through the car damage insurance part, or file a complaint with the China Banking and Insurance Regulatory Commission.
3.How to identify second-hand blister cars?
Check for rust on the seat bracket, mildew on the wiring harness interface, and odor in the car, and require a 4S store inspection report.
5. Prevention Suggestions
1. Try to park your car on high ground during heavy rain;
2. When purchasing full insurance, add "engine water damage insurance";
3. Keep window-breaking tools in the car in case of emergencies.
Summary: When dealing with blister trucks, the principle of “safety first, stop losses in time” must be followed, and insurance policies and professional maintenance must be combined to minimize losses. Extreme weather has occurred frequently recently, and car owners should take preventive measures in advance.
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